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CASE STUDY · FINANCIAL SERVICES

AR AUTOMATION | Faster Collections Through Process Automation

AP/AR automation that closed the gaps between invoice creation, delivery, and follow-up to bring cash in faster

Client
A financial services firm
Industry
Financial Services · AP/AR
Engagement
Product build
Services
Process shadowing · Automation
Tech & Compliance
Automated customer communication

BACKGROUND

The client engaged Ajaia to look at its accounts receivable operation, so Ajaia began by shadowing the team end to end, from the moment an invoice was created to the moment cash cleared. What the shadowing surfaced was a process that worked at each step but leaked time between them. Invoices were prepared promptly, then sat finished but unsent while other work took priority. Delivery happened in batches when someone got to it. Follow-up on unpaid balances depended on who had time that week, so some customers were reminded promptly and others not at all. None of the individual delays looked serious from inside the process; added together, they put days between the work being done and the payment clock even starting.

THE OPPORTUNITY

Receivables that sit uncollected lose value every day. An invoice chased in its first week collects easily, and one left for a month becomes a negotiation. The days the client was losing were internal, sitting in the handoffs between creation, delivery, and follow-up. That made them recoverable. If delivery fired the moment an invoice was ready, and follow-up ran on a schedule instead of a memory, the same team could bring cash in materially sooner and stop balances aging into collection problems, without changing anything about the work itself.

OUR APPROACH

Ajaia moved from observation to automation in five steps.

1. Shadow the process end to end

We sat with the team and followed live invoices through every step: creation, approval, delivery, reminder, payment. Watching real work exposed delays the team had stopped noticing, because each one was small enough to feel normal from inside the process.

THE SOLUTION

Automation that moves every invoice from created to delivered to followed up, with no manual handoffs and no misdirected reminders.

Automatic Invoice Delivery. Invoices go out the moment they are ready, so the payment clock starts when the work is done rather than when someone gets to the outbox.
Scheduled Follow-Up. Every unpaid invoice is chased on a consistent cadence, so no balance ages because a reminder slipped.
Suppression and Exception Rules. Follow-up stops automatically on paid, in-flight, and disputed invoices, and named accounts route to a person instead of a sequence.
End-to-End Visibility. The team sees where every invoice stands from creation through collection without assembling the picture by hand.

RESULTS

The days of lag that once existed between handoffs were removed from the cycle. Invoices now start their payment clock the moment they are ready, every open balance is followed up on schedule, and cash arrives faster as a result. Collectability improved because reminders now reach customers while invoices are current, before balances age into disputes. The team no longer spends its week moving invoices between steps, and the receivables conversation has shifted from chasing paperwork to managing the real exceptions.

40%
faster cash collection on every open invoice
100%
of unpaid invoices followed up on schedule
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